Terms of Use

By accessing or using the Ardent Insurance Solutions website at ardentinsure.com.au (the “Site”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

General Advice Only

The information on this Site is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement or policy wording. Cover is subject to the terms, conditions, limits and exclusions of the policy. Nothing on this Site is legal advice.

Nothing on this Site constitutes an offer to arrange insurance. Insurance products can only be arranged following a proper needs assessment, provision of a Financial Services Guide, and written confirmation from Ardent.

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Ardent Insurance Solutions Pty Ltd or its licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

Accuracy of Information

While we take reasonable care to ensure the information on this Site is accurate and up to date, we make no representations or warranties about the completeness, accuracy, or suitability of the information. Insurance terms, legislation, and market conditions change frequently, so information on this Site may not reflect the most current position. Always confirm details with your Ardent advisor before relying on any information for a business decision.

Limitation of Liability

To the fullest extent permitted by law, Ardent Insurance Solutions Pty Ltd will not be liable for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, information on this Site. This limitation does not affect any rights you may have under the Australian Consumer Law or other non-excludable statutory rights.

Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience only. Ardent does not endorse or take responsibility for the content, privacy practices, or terms of any linked third-party site. You access linked sites at your own risk.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales.

Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the Site after any changes constitutes your acceptance of the revised terms. The date of last update is shown at the top of this page.

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